What You Need to Know About the Mortgage Process [INFOGRAPHIC]Some Highlights: Many buyers are purchasing a home with a down payment as little as 3%. You may already qualify for a
Realty Executives Home Towne Lenders
About
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Barbara PayneLoan Officer |
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NMLS# 1238004 |
  
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MiMutual Mortgage is a privately held Retail and Wholesale non depository mortgage Lender, headquartered in Port Huron, Michigan, licensed and expanding in 30+ states. MiMutual is Federal Housing Administration Full-Eagle and direct Fannie Mae, Freddie Mac, and Ginnie Mae.
Our Core Values:
- Integrity
- Problem Solving
- Commitment
- Family
- Fun
- Never let your customer wonder about the next step.
- Never let your customer wonder when it's going to happen.
- Always let your customer know what they need to do and when they need to do it.
- Always let your customer know what you're going to do.
OMBA Exemption License # MBMB.850203.00 OMLA License # SM.501421.000
Other Trade Names (dba) MiMutual Mortage & 123 Mortgage
Click here to File a Complaint. Michigan Mutual's Disclosure of Licensing
Testimonials
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Lisa is an exceptional agent and a wonderful person too. From the moment we met her, it was evident she was polite, friendly, professional, and honest. We were confident in her ability to sell our house and find us a new home. Through ups and downs she kept our best interest in mind. She was patient with us and answered all of our questions. She helped us sell our house at asking price and made sure our new home was everything we hoped it would be. If you are looking to sell or buy a home, look no further, Lisa is the expert you want!
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- CheyenneH
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Joanne is the best agent in the world! She is knowledgeable, friendly, patient, hardworking, efficient and caring. She will work for you and not the other way around and will help you to buy or sell your home without being a saleswoman just to get a commission. Our experience with her was all smooth sailing and we highly recommend her and so will you!
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- inamilion s5
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Quick turn around. Awesome service.
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- Julia A.
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The process was super easy! Richard made buying a house a breeze! Quick replies to questions/emails/viewing requests! Couldn’t have had a better experience!
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- Christina B
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Thank you Marnie Beaudin-Ickes. Yes it was certainly bittersweet. We are now official island residents. Frost Road was an awesome neighborhood and a great place to raise our kids. We will miss it but we are very excited to start building new memories in our new chapter. For those who were not aware, we did sell to the first couple to walk through on day 3. Thanks for all your help Marnie!!
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- Anonymous
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I cannot even begin to express my appreciation to Marnie Beaudin-Ickes for helping me with my home sales and purchases. Her dedication to her clients is second to none. We just completed our fourth purchase or sale together! Marnie has become a friend through all these overwhelming processes. I trust her and know that everything she does she has my best interests in mind. She is not just an amazing realtor but a wonderful person and friend!
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- Tammy F.
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I cannot even begin to express my appreciation to Marnie Beaudin-Ickes for helping me with my home sales and purchases. Her dedication to her clients is second to none. We just completed our fourth purchase or sale together! Marnie has become a friend through all these overwhelming processes. I trust her and know that everything she does she has my best interests in mind. She is not just an amazing realtor but a wonderful person and friend!
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- Rene R.
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Marnie helped us find our first home last year and made the whole experience from start to finish so easy. Would recommend her to anyone looking to buy or sell!
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- Joshua G.
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I have known Marnie ever since she sold me my first home. Marnie is a great friend and helped me find what I was looking for. Very professional and experienced! When my wife and I are in the market for our next home, we will definitely be calling Marnie!
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- Lane M.
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I used Marnie twice so far, 1st as a 1st time buyer, then to sell that home and buy another. She's a true professional & is very knowledgeable. I highly recommend Marnie to anyone looking to buying or selling a home.
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- M. Wheaton
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Marnie sold our Lenox township home for us. She did an awesome job with the pictures and listing. She was fun to work with- always professional and provided us with good advice based on years of experience. We received an offer from the first showing. The whole process went smoothly. She is very flexible and makes her clients a priority.
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- Shelly V.
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Marnie helped my Fiancé and I find our first home! She was very knowledgeable, always available to answer questions, and truly let you know what she thought about a property. I would highly recommend her to anyone looking to sell or purchase a home!
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- Erin C.
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I’ve known Marnie practically my entire life, and she took care of us like she would her own children. We were constantly asking her to show us home after home and she was always on it right away to get us a quick showing. We have been looking for a house for a long time now and Marnie has done nothing but stick by our side and tell us the right home will come! She has fought for us time and time again on homes we have wanted and always have us great advice. She is a smart, beautiful, kind hearted person that I would recommend to anyone! We cannot thank her enough for the time and Energy she has put into selling our home and finding us our new perfect home!
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- Michelle W.
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Marnie took care of us like she would her own children. We were constantly asking her to show us home after home and she was always on it right away to get us a quick showing. We have been looking for a house for a long time now and Marnie has done nothing but stick by our side and tell us the right home will come! She has fought for us time and time again on homes we have wanted and always have us great advice. She is a smart, beautiful, kind hearted person that I would recommend to anyone! We cannot thank her enough for the time and Energy she has put into selling our home and finding us our new perfect home!
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- Emily H.
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Ioland was great. I recently found her page on Facebook and thought I would give her a shot! Glad I did. She helped me find the perfect vacant lot to build my dream home on. I called her a million times and she answered every call fast and was there to answer any of my questions. I highly recommend Iolanda to all my friends and family. She's awesome, polite, knowledgeable and a great real estate agent. She is now a great friend and my only real estate agent I'll ever work with! If you need vacant land, house, condo, or any other real estate needs, this is the lady to call!
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- Joe P.
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Iolanda was absolutely amazing through the entire process!!! She worked so closely with my husband and I with really helping us find our first home! She was always available when we needed her and we will recommend her to everyone we know!
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- Jeannie M.
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Iolanda is amazing! She helped us along the way with everything. The day we found the house we fell in love with, she was on vacation with her family and she still helped us the whole time she was away. We ended up getting the house and couldn't be happier! Simply the best realtor around!
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- Sal P.
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Thank you Iolanda for helping me find my home. You were right on top of everything and I am so appreciative in all that you did to help me get my home. I would recommend anyone looking for a hard working real estate agent to work with you. Your the best and will definitely receive referrals from me! Thanks again!!
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- Paula B.
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Iolanda works extremely hard for both buyers and sellers and is on top of her game throughout the process. I highly recommend Iolanda!
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- Dorothy H.
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Iolanda is amazing helpful and so accommodating! I highly recommend her to help find anyone the house of their dreams!
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- Megan P.
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She was very patient and understanding of my demanding needs- highly recommend to all.
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- Tabatha R.
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Over an eight month period, Lori dutifully emailed me listings of homes meeting my rigid search criteria. Finally, the perfect home was found. Lori guided me through the home-buying process, including facilitating communications, having a list of needed professional service people, and acclimating me with the local area and home needs. Lori also dealt with my out-of-state lender and their out-of-state ways until the easy and amicable closing took place, and took place on time.
Immediately after the closing, I had to leave for about a month. I really appreciate that Lori checked-in on the house during the winter holidays making sure water did not freeze and heat remained on as I was out of town for a month.
In summary, with her knowledge, persistence, availability and friendliness, Lori took a lot of the stress off my West Coast to Michigan relocation.
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- Hans D.
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Joan was great to work with! She was very prompt, patient (we had a few hiccups but she eased us through it!), helpful, thorough, and communicated every step along the way!
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- justjuliejoy
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It was a pleasure to work with a real professional as Joan. She was flexible and considerate to all parties concerned in the multiple listings we provided her. If I had more properties to sell or buy, it would be through Joan and her team. Thanks Joan!
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- pwsleboda
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Don was there from start to finish with any question or concern I had. If he didn't have an answer, he got one asap! Greatly appreciated!
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- Anonymous
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Don Egypt, was extremely helpful in guiding us through the home buying process. He is very knowledgeable , and was quick to answer any and all questions that we had. He made the process easy and took care of all the details big and small. Not only is he a good real estate agent, he is a good person. It felt like we had a friend as our agent. Even after the purchase of our home, we were still able to reach out to him with questions and he was very quick in getting back to us and helping us out. If we are ever in need again for a real estate agent we will be calling Don Egypt again.
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- Scott and Kym H.
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Rachelle was incredibly friendly, resourceful & she worked so hard to find us our "forever home". She listened to all our concerns along the way & walked us through every process of the closing so there were no surprises. We love our new home and we can't thank her enough for her professionalism & friendship. We recommend her to anyone in the market.
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- Heather & Jason C
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Stacey was very responsive and professional throughout our whole house buying process. She kept in contact on a regular basis making sure we knew what to expect next and what we had to do. She was in contact with the other agent, bank, title company, etc and kept all communication open from our first offer through closing. There were lots of moving pieces during our purchase -Stacey coordinated and managed all of it so that we could just dream about our new vacation home. Stacey is amazing to work with. Truly knowledgeable and has a passion for real estate.
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- Michele V.
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It takes a lot to impress me , because I expect people to work as hard as I do. Stacey is the first professional person I have worked with in a long time that cares about doing her best. Stacey impressed me a lot. She pays attention to everything and kept us informed of everything going on. Communication was excellent and we felt very confident in working with Stacey. We would not hesitate to call on her again or recommend her to everyone we know.
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- David T.
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I wouldn't wanted anybody else to show us all the houses she did a amazing job with everything answering questions and I would recommend her we could not have asked for any better of a person.
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- Ryan B.
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Stacey is a true realestate professional. She has exceptional knowledge of the entire home buying experience. She is an excellent communicator. She kept us appraised of any developments through the entire home buying process. Stacey also exhibits a confident, calming manner that keept the process moving along. We are listing our current home with Stacey.
I would highly recommend having Stacey as your realtor.
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- Dennis S.
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Joanne was very kind and professional. She answered all questions we had and had our best interest at heart. Joanne was professional and accommodating. She was a pleasure to work with. I highly recommend working with Joanne!
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- Carrie Stoica
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Lori is a very professional and dedicated realtor. Well working with her she makes you feel like you are her only client. Lori is definitely a full-time realtor and it's easy to get a hold of. We have worked with her a number of times and look forward to working with her again.
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- richards010
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Picking out a Realtor was a daunting task...there are so many to pick from. After researching reviews on Zillow, I ended up interviewed three and without a doubt, clearly picked the right one. Lori is simply outstanding in all respects. Her follow-up is second to none. Her professionalism is remarkable and easy going personality very comforting - I felt as if I had known her for years! I will without hesitation, recommend her to anyone I know considering a new home purchase/sale. I am sure they will realize the same wonderful experience that I did. Thank you Lori!
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- wnuk john
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We recently purchased a home that Lori Sheridan had listed for sale. At the time we had not retained a real estate agent when we had looked at the home. We had used a seller/buyer agent in the past and never thought I would do it again. From the start we were very comfortable with Lori. She was great about answering questions and returning calls. We decided to go with Lori when we put in our offer and could not have been happier with how she has been throughout the process. She was very fair and partial to both sides. She will be the listing agent when we place our house up for sale and if people ever inquire with us about real estate agents we will not hesitate to recommend Lori. Lori is very knowledgeable and personable, made the whole experience better.
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- jecohoe
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Joanne was so helpful and thorough throughout the entire process!
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- Anonymous
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Joanne was so wonderful answering all our questions day or night and being there everyday helping us look at houses since we were in a time crunch she was also wonderful helping us sell our condo in s timely manner I would highly recommend her to everyone I know she went above and beyond to make the process as easy as possible and she also set me up with the best mortgage company that also made the process simple and easy.
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- Benton Heath
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Joan has found renters for my properties for over 13 years. She has always done thorough background checks and found great renters for me. I recently listed my condo with her and it sold within four days for just a little under my asking price. She has always conducted herself in a professional and friendly manner. I have no hesitation in recommending her for any real estate transactions.
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- marykaminski3
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Larry is a man who you can depend on. If he said it you bet that it's the truth. He is a man of honor and that is a quality in short supply these days.
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- Anonymous
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She's dedicated and professional.
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- Anonymous
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If you want an agent that will work day and night for you Joanne Sisson is that person. Id text her at 5:30am and she would answer my texts by 8 am.
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- Anonymous
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I found Joanne to be professional, diligent and responsive in her dealings with us. She was a pleasure to work with.
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- Doug S.
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Joanne is always responsive and is very knowledgeable. She is a "can do" person. She finds a way to get the job done!! Very happy with her services.
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- Kathy B.
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Joanne, Was on top of every issue and made you feel comfortable with every step of the process. I would highly recommend her to anyone who is interested in selling or buying a home. She made a very stressful situation easy.
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- Pam S.
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Thank you Mary Randall Hart for a flawless experience with the purchase of my Uncle's condo! You are a dear friend and amazing at your craft!
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- Kellie S.
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I enjoyed being with her, appreciated her openness and enjoyment of the process, and am still grateful that she made me feel like we were finding my home together - I never felt like I was on my own. She made it fun to find a home, and in the end, she encouraged me to look at a place I had crossed off my list, but that will turn out (I think) to be perfect.
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- Jenna R.
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Mary's guidance and support helped tremendously through a complex transaction. She anticipated our needs and provided continuous communications.
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- Anonymous
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Joanne was incredibly patient with us throughout the whole process, and was so genuinely happy for us when we found our home!
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- Rick & Shantae
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I wanted the house but the bank turned down the loan. Richard asked me how much money i could come up with and i told him. Richard talked with the owner and two days later i got the house.
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- Anonymous
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Joanne was very professional and she found a renter for my condo in less than two days. She took care of all of the screening (credit report, etc.,), so it was a very easy process for me. I would highly recommend Joanne to buy/sell or rent a home.
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- Paul R.
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Joanne, is very pleasant to work with!! Very personable and willing to help in anyway possible to assist with meeting your needs, her follow up is excellent!! I would highly recommend Joanne's services.
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- Latrece M.
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Nadine was an excellent agent, that really cares about her customers. Always worked hard to get me any information that I needed. She made it a smooth process.
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- A Friend
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I would recommend Nadine to anyone . She is a pleasure to work with and a true professional in her trade ! She listened to my needs and exceeded my expectations and found the exact home I was looking for..............Thanks Nadine !!!!
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- Rick A Sheffield
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Recently, Richard did a great job in helping me find a "handyman special" to rehab. I had hoped to find a suitable house on Land Contract terms (to avoid the processing time for a new mortgage). Richard helped me to search for appropriate properties, and we found the perfect home during our first afternoon of viewing possibilities. He was responsive in assisting with the negotiations, as well as the closing. He has also been helpful with some details after the closing. Richard is an agent with integrity, and a caring nature. I would highly recommend him for any of your real estate needs.
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- lexington4663
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Lisa worked tirelessly to sell my home. After the first sale fell through because of a poor appraisal she went right back at it with open houses and new ads. She sold it again in a couple of weeks and did what it took to make the sale happen. Lisa is a dedicated and professional realtor who I would highly recommend.
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- lpdupuis
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A very motivated agent who I would recommend for ANY real estate transaction. Very personable agent who is honest and posesses integrity. We highly recommend her! She returned our phone calls promptly, had two Open Houses on our property and made many outside contacts on her own to find a buyer for our "unique property". She even met with Township officials in an attempt to rezone the property (her idea) to help make it more marketable.
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- debbaska
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Lisa was amazing, Went above and beyond to help me find my dream home and getting in my dream home. I tell everyone i know if you are going to deal with the stress of buying a home call Lisa , because she takes the stress away and walks you through everything. I cant thank her enough.
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- Christinajohansen6
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Lisa made our buying and selling experience very nice! With her help we were able to find our dream home & sell our at that time current home so that we didn't lose it! She helped take the stress out of a somewhat stressful situation! She was always keeping us informed and really putting forth the extra effort you want in your realtor! We highly recommend Lisa Glombowski!
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- user9188996
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Lisa is very thorough in her real estate approach researching neighborhood market listings and giving advice for curb appeal and home arrangement for show of the listing property. Even in a depressed economic market, she stays focused on the sale of a client's property and succeeds. She is a very helpful real estate agent.
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- zuser20150901220856370
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Richard did a good job listing the house as we had a full price bid on the house the first day it was listed, and had three other calls on the house the following day. He made the entire process of selling my parents house very easy from first listing to last paperwork for the closing. He kept me informed during the whole process and went the extra mile to help ensure that the closing went as smoothly as possible. He was friendly, and available, and I would recommend him to anyone wanting to sell or buy a house.
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- Carolyn Westbay
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Frank is great we were very particular about what we were wanted in our home and price point he completely understood what we were looking for and he never quit on us. He is very personable and a joy to be around.
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- xchichix2000
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Frank was the listing agent with the house I was interested in so I went with him. I was very satisfied with everything that he did for me. I did buy the house and am well satisfied with my new home. It was a HUD house and he knew exactly what to do and when. He answered phone calls promptly and stayed on top of developments. He was spot on with what would need to be done and what would happen. I would recommend him to anyone looking for a real estate agent.
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- robin2271
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Don Egypt & his staff were great. They not only sold our house but also found us a new one. He walked us through the whole process, answered all our questions and was a pleasure to work with.
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- zuser20140518144723290
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I found Don Egypt to be very knowledgeable and personable. He listened to our needs and would meet us at any property. He has great knowledge about the properties in the area, how much they are selling for and info about the current market. He was a pleasure to work with.
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- zuser20140617061805320
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Don Egypt was responsive and extremely helpful. He went to bat for us on several occasions, and we always felt like we had someone on our side during the buying process. He is a good person, the kind a person you hope to have as a neighbor, or better still, a close friend. If you are not looking for just a real estate agent, but rather a genuine, kind human being to assist you with buying a home, I would highly suggest you give Don a call. Your dealings with him will be among the most pleasant in your adult life. We sincerely hope that he has a long and successful career.
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- Kyle Dnile
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Rhonda Bessette always has a Plan B! Always thinking ahead, and always protects her clients best interest.
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- Rhonda Wallace
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Richard Hewitt provided great service with very thoughtful insights and suggestions. Always available for questions.
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- Mike P, MD.
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Larry Orchard is a gentleman, forthright.
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- Larry Boeck
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Frank Locricchio was very professional during our real estate search, promptly presented our offer, quickly answered all our questions, and took care of a couple issues so we could take possession of our dream home. We could not have asked for a better realtor - I believe he went above and beyond by showing us a few homes in some pretty nasty weather, on short notice a couple times, and helped me get unstuck from a snow-covered driveway. Thank you again! :-) His professionalism and courteous manner was greatly appreciated! Yes, I would list a home or purchase another with Frank as our agent and highly recommend him since he is very knowledgeable about the area and all aspects of real estate. Thank you again for everything!!
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- jjayn74
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The stress and anxiety of buying a property can be overwhelming. When we first saw the property, we did not know who to contact. We then saw Frank Locricchio’s name listed at the bottom of the Zillow ad. Frank was very professional and very knowledgeable. He was also very honest and very patient as we had many questions throughout the buying process. He was very prompt in getting back to us and flexible with regards to showing us the property. Upon meeting him, he was very welcoming and we would definitely recommend him to others. Because he knows the market, he helped us negotiate a fair price and always had our best interests in mind. Thank you Frank for making a dream come true! We will always be appreciative.
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- TwinPinesResort
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Frank Locricchio is great! He knows the game very well. He got the house we wanted cheaper then we expected which we have learned is typical. Frank came highly recommended and so many people I know have gotten what they wanted at less than what they expected to pay. The funny thing is for the people that I know that frank sold their house, he got them more money than they expected. He is very talented at what he does.
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- jonathanwinters msc
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This was a difficult time in our lives, being forced to downsize. That being said Frank Locricchio took a negative situation and turned it into something real positive. He not only went above and beyond to sell our house, he did the same helping us to purchase a new one. I would not only recommend Frank, I would use him again. He is first rate, courteous and kind.
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- user74605567
About Realty Executives Home Towne
The Realty Executives brand has stood for integrity and quality for more than 50 years. As the tides change in many U.S. markets and throughout the world, the next generation of home buyers and sellers can expect the same level of expertise Realty Executives has long been known for, with top producing agents providing the best in cutting-edge, quality service and support to their clients. So, browse around - whether you're looking for a starter home, a move-up home or an investment property, Realty Executives is focused on meeting your needs and helping you accomplish your real estate goals.Latest Blog Posts
The #1 Reason to List Your House for Sale NOW!If you are debating whether or not to list your house for sale this year, here is the #1 reason not to wait!Buyer Demand Continues to Outpace the
Why Realty Executives?There are a lot of agents right now looking to keep more of their commission in their pocket. Realty Executives was the first 100% commission model company in the(
Buy or Sell with an Executive and use our Moving Truck for FREE!!!!!Exclusively at Realty Executives Home
Areas We Cover
- Addison Twp
- Algonac
- Algonac
- Allenton
- Almont Twp
- Almont Vlg
- Applegate
- Arcadia Twp
- Armada
- Armada Twp
- Armada Vlg
- Attica Twp
- Auburn Hills
- Avoca
- Berkley
- Berlin
- Berlin Twp
- Beverly Hills Vlg
- Bingham Farms Vlg
- Birmingham
- Bloomfield Twp
- Brandon Twp
- Brockway Twp
- Brown City
- Bruce
- Bruce Twp
- Burlington Twp
- Burnside Twp
- Burtchville
- Burtchville Twp
- Capac
- Capac Vlg
- Carsonville
- Casco
- Casco Twp
- Center Line
- Chesterfield
- Chesterfield Twp
- China Twp
- Clawson
- Clay Twp
- Clinton Township
- Clinton Twp
- Clyde
- Clyde Twp
- Columbiaville Vlg
- Columbus
- Columbus Twp
- Commerce Twp
- Cottrellville Twp
- Croswell
- Daleville
- Deckerville
- Deerfield Twp
- Delaware Twp
- Dryden Twp
- Dryden Vlg
- East China
- East China Twp
- Eastpointe
- Elba Twp
- Emmett
- Emmett Twp
- Fair Haven
- Farmington
- Farmington Hills
- Ferndale
- Flynn Twp
- Forester Twp
- Fort Gratiot
- Fort Gratiot Twp
- Fort Gratiot Twp
- Franklin Vlg
- Fraser
- Goodells
- Goodland Twp
- Grant Twp
- Greenwood
- Greenwood Twp
- Groveland Twp
- Hadley Twp
- Harrison Twp
- Harsens Island
- Hazel Park
- Highland Twp
- Holly Twp
- Holly Vlg
- Huntington Woods
- Imlay City
- Imlay Twp
- Independence Twp
- Ira Twp
- Jeddo
- Keego Harbor
- Kenockee
- Kenockee Twp
- Kimball
- Kimball Twp
- Lake Orion Vlg
- Lakeport
- Lapeer
- Lapeer Twp
- Lenox
- Lenox Twp
- Lexington
- Lexington Twp
- Lexington Vlg
- Lynn Twp
- Lyon Twp
- Macomb
- Macomb Twp
- Madison Heights
- Maple Valley Twp
- Marathon Twp
- Marine City
- Marlette
- Marlette Twp
- Marysville
- Mayfield Twp
- Memphis
- Metamora Twp
- Metamora Vlg
- Milford Twp
- Milford Vlg
- Mount Clemens
- Mussey Twp
- New Baltimore
- New Haven
- New Haven Vlg
- North Branch Twp
- North Branch Vlg
- North Street
- Northville
- Novi
- Novi Twp
- Oak Park
- Oakland Twp
- Orchard Lake
- Oregon Twp
- Orion Twp
- Ortonville Vlg
- Oxford Twp
- Oxford Vlg
- Palms
- Pleasant Ridge
- Pontiac
- Port Huron
- Port Huron Twp
- Port Sanilac
- Ray
- Ray Twp
- Rich Twp
- Richmond
- Richmond Twp
- Riley
- Riley Twp
- Rochester
- Rochester Hills
- Romeo
- Romeo Vlg
- Roseville
- Royal Oak
- Royal Oak Twp
- Saint Clair
- Saint Clair Shores
- Saint Clair Twp
- Sandusky
- Sanilac Twp
- Shelby
- Shelby Twp
- Smiths Creek
- South Lyon
- Southfield
- Southfield Twp
- Speaker Twp
- Springfield Twp
- St Clair
- St Clair Shores
- St Clair Twp
- Sterling Heights
- Sylvan Lake
- Troy
- Utica
- Wales
- Wales Twp
- Walled Lake
- Warren
- Washington
- Washington Twp
- Waterford Twp
- West Bloomfield Twp
- White Lake Twp
- Wixom
- Wolverine Lake Vlg
- Worth Twp
- Yale
IDX provided courtesy of Realcomp II Ltd., via and The Originating MLS(found above), © 2018 Realcomp II Ltd. Shareholders. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.
The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.
Copyright 2018 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary
